CHATTEL LOANS

Chattel Loans for Homes on Leased Land or in Parks.

Financing options for mobile and manufactured homes that don’t qualify for traditional mortgages, including homes located in parks or on leased land.

Chattel loans are designed specifically for homes classified as personal property, not real estate

What Is a Chattel (Mobile Home) Loan?

A chattel loan is used when a mobile or manufactured home is classified as personal property, rather than real estate.

Unlike traditional mortgages, chattel loans are based on the home itself, not the land beneath it.

Change is the law of life. And those who look only to the past or present are certain to miss the future.

John F Kennedy

OUR NAME

We Are Nexgen

Our name reflects a philosophy and guiding principle built on flexibility and propelled by an nexgen mindset. It represents our commitment to going beyond the expected, pushing boundaries, and never settling—where breakthroughs are a direct result of the collective energy invested in shaping what comes next. 

AWARDS
Washington Post Top Work Places 2020, 2022, 2023.
Best workplace for commuters 2023
GlassDoor Best places to work 2023

90%+

The home is financed as personal property

20+

Common for homes located in mobile home parks or on leased land

75

Loan terms and structures differ from traditional mortgage

4.7

Titles and ownership structure are reviewed instead of recorded deeds

Advanced Certifications

  • ISO 9001:2015 Certified by NQA
  • ISO 20000-1:2018 Certified by NQA
  • ISO 27001:2022 Certified by NQA
  • Appraised at ML3 for CMMI DEV
  • Appraised at ML3 for CMMI SVC

Powerful Partnerships

  • Atlassian
  • AWS
  • DarkLight
  • OmniX Labs
  • Pega
  • Adobe
  • Anchore
  • Automation Anywhere
  • Cisco
  • Dell
  • Dynatrace
  • Microsoft
  • Red Hat
  • ServiceNow
  • VMware
  • Splunk
  • Crowdstrike
  • Snowflake
  • Recorded Future
  • Corelight
  • Cribl
  • SANS
  • BMC Software
  • GitLab
  • NeuVector
  • Rancher Federal

Advancing Together

We listen carefully and collaborate closely to understand your challenges and build for what comes next. If you’re ready to explore new solutions, we would love to hear from you.